West Sahara

Accepting a Range of Vision Insurance in Las Vegas

To accommodate those with insurance coverage, Siems LASIK & Eye Center participates in as many different health care plans as possible. Here is a detailed list of vision insurance in Las Vegas NV we currently accept:

  • AARP
  • Aetna
  • American Republic Insurance Company
  • Anthem Blue Cross Blue Shield
  • Assurant Health
  • Blue Cross Blue Shield
  • Cigna
  • Davis Vision
  • EmblemHealth
  • GEHA
  • Healthscope (PEBP)
  • Humana
  • Loomis-CCSF Clark County
  • Loomis-SHO (Out of Network)
  • Medicare
  • Moda Health
  • Multiplan PHCS
  • NV Medicaid
  • Nevada Preferred
  • POMCO (Out of Network)
  • Sierra Health and Life (Out of Network)
  • Spectera Vision
  • Teachers Health Trust
  • Tricare Prime/Standard with Referral
  • UMR (Out of Network)
  • UnitedHealthcare
  • UnitedHealthOne

 Young Businessman If you have both medical and vision plans, please call before your appointment to verify which is better to use. Vision plans are only for glasses or contact lenses. Medical insurance is for other ocular issues (i.e., dry eyes, glaucoma testing, diabetes-related issues, and such). Please have your insurance cards or information available when making your appointment for verification.

Reasons To Consider a Health Savings Account (HSA)

If you have a health insurance plan with high deductibles, you may benefit from an HSA. Health Savings Accounts help pay for procedures like LASIK, which isn’t typically covered under traditional insurance plans. This way, you can pay your deductibles without disturbing your budget, making these treatments affordable.

By setting up an HSA or other eye care financing, you avoid financial stress. HSA funds are tax exempt, and the money in an HSA trust can be used as reimbursement for expenses not covered by a high deductible plan. The money added to it rolls over into the next year so that any remaining funds can be saved for future use. These are ideal for anyone wanting expensive elective surgeries.

How To Get an HSA

Senior Couple Relaxing Outside in parkYou need to qualify before you can start saving. The IRS has certain requirements. If you meet them, you need to find a trustee to set it up. Commonly used trustees include insurance providers, banks, employers, and any company the IRS approves of.

When you elect to have LASIK or other surgeries, a traditional insurance plan may require you to make payments until your annual deductible is met. The funds in an HSA would offset the costs. You can make contributions to any Health Savings Accounts until you reach the annual limits specified by the IRS.

This is a tax-efficient savings plan because the interest earned is tax-free. You can even claim your HSA contributions as deductions. Your employer may add to it as well, and the contributions won’t be considered part of your income. Because the funds roll over every year, you can use them as part of a retirement plan.

Many people cannot pay for LASIK or similar laser eye surgeries. Health Savings Accounts make them affordable for virtually anyone. By setting up an HSA, you can get what you need without struggling to pay a steep deductible. Your employer may not provide HSA trusts, so it’s important to research your options to eliminate the pressure of medical expenses.

CareCredit 24-Month No-Interest Plan

With CareCredit plans, you can pay for treatments and procedures for you and your family right away and then make convenient monthly payments. With the 24-Month No-Interest plan, you can finance your procedure over 24 months without interest. Some of the items included are:

  • No Pre-Payment Penalties
  • No Fees
  • No Down Payment
  • No Interest if Paid in 24 Months

We’re here to help all of our patients receive the treatments they require. Please contact us to learn how CareCredit can work for you

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